Terms and Conditions

Last updated: 24 September 2026

Who Operates the Site and Acceptance of the Terms

celebvoxfy operates this website as a commercial platform focused on Insurance Programming services targeted at users in Singapore. By accessing or using any part of the site you agree to be bound by these Terms and Conditions. If you do not accept these terms you must leave the site immediately. Continued use constitutes acceptance of the current version of the terms.

Eligibility and Permitted Use

Users must be at least 18 years of age and legally capable of entering into contracts under Singapore law. The site is intended for businesses and individuals seeking insurance-related programming solutions. Permitted use includes browsing content, submitting enquiries via the contact form, and accessing any blog posts that may be published. Any other use requires prior written consent from celebvoxfy.

Prohibited Conduct

You must not use the site for any unlawful purpose, including but not limited to distributing malware, attempting to gain unauthorised access, infringing intellectual property, or posting defamatory material. Automated scraping, data mining, or reverse engineering of any Insurance Programming tools or code examples is strictly prohibited. Violations may result in immediate termination of access and potential legal action under Singapore statutes.

Accounts, Submissions or User Content

Although customer reviews are not enabled, users may submit enquiries or content through the contact form. By submitting material you grant celebvoxfy a non-exclusive licence to use it for responding to your query and improving services. You remain responsible for the accuracy and legality of any content you provide. celebvoxfy may remove submissions that breach these terms without notice.

Ownership of Site Content, Trademarks and Permitted Limited Use

All text, code samples, design elements and other materials on the site are owned by celebvoxfy or its licensors. Trademarks and logos must not be used without express permission. You may print or download limited portions for personal non-commercial reference only. Any other reproduction or distribution is forbidden.

Third-Party Services and Links

The site may reference or integrate third-party insurance platforms, programming libraries or external resources. celebvoxfy does not endorse, control or guarantee the accuracy, security or availability of any third-party service. Users access such services at their own risk and should review the relevant provider's terms separately.

Availability, Changes, Suspension and Termination

celebvoxfy aims to maintain continuous access but does not guarantee uninterrupted availability. The site may be suspended for maintenance, updates or legal reasons. celebvoxfy reserves the right to modify, suspend or terminate any part of the site or your access at any time without liability beyond what is required by mandatory Singapore consumer law.

Disclaimers Subject to Mandatory Consumer Law

While celebvoxfy strives for accuracy in Insurance Programming resources, the site and its content are provided on an as-is basis. To the extent permitted by the Unfair Contract Terms Act and other Singapore legislation, all warranties are excluded. Nothing in these terms excludes liability for death, personal injury caused by negligence, or fraud.

Limitation of Liability

Subject to applicable law, celebvoxfy's total liability for any claim arising from use of the site shall not exceed the amount paid by you for services in the twelve months preceding the claim. This limitation applies to direct, indirect, incidental or consequential losses including loss of data or business interruption, except where Singapore law prohibits such limitation.

Indemnity

You agree to indemnify and hold harmless celebvoxfy, its officers and agents from any claims, damages or expenses arising from your breach of these terms or misuse of the site, including any Insurance Programming outputs you generate and apply in your own operations.

Governing Law, Courts and Consumer Dispute Rights

These terms are governed by the laws of Singapore. Any dispute shall be subject to the exclusive jurisdiction of the courts of Singapore. Nothing affects your rights under the Consumer Protection (Fair Trading) Act or other mandatory consumer protections. For disputes, you may also contact the Singapore Consumer Association or pursue mediation before litigation.

Severability, Waiver, Changes, Contact Route and Last-Updated Date

If any provision is found invalid, the remaining terms continue in full force. Failure to enforce any right does not constitute a waiver. celebvoxfy may update these terms at any time; continued use after changes implies acceptance. The current version always appears on this page with the last-updated date. For questions contact celebvoxfy using the form on the Contacts page, by email at [email protected], by phone at +65 6291 4568 or in writing at 113A Upper Paya Lebar Road, Singapore 534832. These terms constitute the entire agreement between you and celebvoxfy regarding site use.